Sigh. It looked like things were back to normal. I could see the map. I could teleport. I could see people's profiles. I could see my L$ balance.
But just now, I logged on, and decided that I'd had my fill of Victorian clothing for a while. Gee, the room looks bigger than usual... Oh, no--I was partially Ruthed! "OK...at least I can change clothes," I thought...no, I couldn't. I was stuck in the "loading appearance" limbo. Rebaking makes no difference. Relogging makes no difference.
It just goes to show, it's always something.